2026 BMW
X1 xDrive28i
Lease offer
$479/ month
For 39 months · 10,000 miles per year
$4,754 due at signing
Includes $175 doc fee. Tax, title, license and registration extra. Monthly payment excludes tax.
Or finance at 0.9% APR for up to 60 months.
$1,000 loyalty offer available
Available separately for qualified customers; not included in the advertised lease payment.
Shop X1 inventoryFor qualified customers. Offers end November 2, 2026.
View offer details & disclosures
Lease: Select new 2026 BMW X1 xDrive28i models. $479 per month for 39 months with $4,754 due at signing, including the $175 doc fee. Based on MSRP of $47,750, including $1,350 destination and handling, less $3,175 capitalized cost reduction, $1,890 suggested dealer contribution and $1,000 Lease Credit; adjusted capitalized cost is $41,685. Actual MSRP and dealer contribution may vary and affect payment. Due at signing consists of $3,175 capitalized cost reduction, $479 first payment, $925 acquisition fee, $175 doc fee and $0 security deposit. Monthly payments exclude tax. Tax, title, license and registration are additional due at signing; any other applicable dealer fees or charges are additional. The $175 doc fee is already included and is not added again. BMW Financial Services credit approval required. Not all customers qualify for the security deposit waiver. Allowance is 32,500 total miles over 39 months (10,000 miles per year); excess mileage is $0.25 per mile. Lessee is responsible for insurance and excess wear and tear. Disposition fee of up to $495 at lease end, subject to applicable law. Lease-end purchase option is $26,740 plus the purchase option fee in the contract; applicable tax, title and government fees may also apply. Subject to dealer participation. Must take delivery by November 2, 2026.
Financing: Valid on select new 2026 BMW X1 xDrive28i models. 0.9% APR for up to 60 months requires monthly payments of $17.05 per $1,000 financed. Also available: 0.9% APR for up to 24 months, with monthly payments of $42.06 per $1,000 financed. Available through BMW Financial Services NA, LLC to well-qualified customers who meet its credit requirements. No down payment required for well-qualified customers; not all customers qualify for a down payment waiver or the lowest rate. Other rates and terms are available. Subject to dealer participation. Must take delivery by November 2, 2026.
Loyalty: $1,000 off MSRP is available on select new 2026 BMW X1 xDrive28i models for qualified customers; consists of $500 from BMW of North America, LLC and $500 from the participating BMW Center. Customers must have leased or financed a BMW through BMW Financial Services NA, LLC within the last 12 months, provide proof of ownership or a BMW Financial Services account number, and qualify for credit approval. Subject to dealer participation. Must take delivery by November 2, 2026. For lease offers, the advertised payment includes the $1,000 Lease Credit; the separately listed loyalty offer is not included in that payment. Contact BMW of Latham for eligibility and offer-combination details.